I received an email from Jennifer Tankersley of ListPlanIt, this morning, notifying me that it was only 100 days until Christmas.  Does this observation fill you with panic, as it did to me this morning?

In the current economic climate, I’m sure I’m not the only one who is apprehensive about the cost of Christmas this year.  Whilst still looking forward to Christmas with my family and friends, I’ll certainly be having a more frugal Christmas this year.  My husband works in construction and things are still pretty quiet in that industry.  He is actually having to work down in England for the next couple of months, while his company tries to secure more contracts in Scotland.  This is not ideal, but it is certainly preferable to him being made redundant, so we can’t really complain.

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